Transfers now send the new holder a link (to the email/phone typed) and only complete once they accept; they can decline and the sender can cancel. No response reveals whether contact details belong to an account, and attendee account links are no longer sent to payers. Terms of Use and Privacy Policy are updated for all features since 1.12, with a full cookie policy and a "Cookie settings" control. The /docs route list now covers every mounted route, and account activation auto-login is fixed. Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com> Claude-Session: https://claude.ai/code/session_01CP62L9JxHomA36aYP1ekCe